N
Analytics
NexusIQ
Enterprise Decision Intelligence Platform
PythonPostgreSQLStreamlitPlotly+4
Hello,
I'm
Yash Giradkar
|
PGDM Business Analytics at N.L. Dalmia — building decision intelligence platforms, credit analytics research, and ML forecasting systems that turn data into measurable business impact.
Product Management
FinTech
Data Analytics
Business Analysis
About Me
Bridging Data & Strategy
Turning analytics into actionable business outcomes
I'm a PGDM Business Analytics student at N. L. Dalmia Institute of Management Studies and Research, Mumbai, with a B.E. in Information Technology from KDK College of Engineering, Nagpur. I combine product analytics, SQL/Python engineering, and business intelligence to solve real problems — from MSME credit decisioning and lending intelligence at Recordent to enterprise dashboards, ML forecasting, and competitive benchmarking systems. I translate complex data into executive-ready insights that drive measurable outcomes.
PGDM, Business Analytics
N. L. Dalmia Institute of Management Studies and Research
2025 – 2027 · Mumbai, India
B.E., Information Technology
KDK College of Engineering, Nagpur
2019 – 2023 · Nagpur, India
analytics-overview.dashboard
Standby
Real-time career metrics & analytics footprint
Career Journey
2019
Engineering Foundation
Began B.E. in Information Technology at KDK College of Engineering, Nagpur — building core programming, databases, and systems fundamentals.
2023
Software Development Internship
Joined Codekul as Software Developer Intern, building backend modules for DocITHealth using Java, Spring Boot, and PostgreSQL in a healthcare product environment.
2025
Business Analytics Specialization
Enrolled in PGDM Business Analytics at N.L. Dalmia, Mumbai — deepening expertise in forecasting, KPI frameworks, credit analytics, and data-driven product strategy.
2026
Product Analytics & Credit Intelligence
Product Analyst Intern at Recordent researching MSME lending, credit decisioning, and AI-driven risk analytics while leading placement initiatives and building enterprise analytics platforms.
Career
Professional Experience
Building analytics solutions across product and engineering domains
Current
Product Analyst Intern
Recordent Pvt. Ltd.
Jun 2026 – PresentRemote / Mumbai
Driving fintech-focused research in MSME lending, credit decisioning, and risk analytics — evaluating lending ecosystems, competitive landscapes, and AI-driven credit intelligence frameworks for strategic product decisions.
Responsibilities
- Researching the 16-stage Indian MSME lending lifecycle across sourcing, underwriting, credit decisioning, and post-disbursement monitoring to map key gaps and opportunities in lender decision-making
- Conducting competitive analysis of 20+ fintech and lending platforms including credit bureaus, Account Aggregator ecosystems, alternate data providers, A/R platforms, and AI-driven lending solutions
- Exploring credit decision frameworks for creditworthiness assessment, early warning detection, dynamic credit limit management, and borrower risk monitoring through data-driven approaches
- Supporting strategic research on AI-driven credit intelligence, borrower health assessment, and application of alternative data in lending and risk management
- Benchmarking industry practices across underwriting models, bureau integrations, and post-disbursement monitoring workflows for product strategy recommendations
- Synthesizing market intelligence into structured insights for leadership on lending technology trends, regulatory shifts, and competitive positioning
- Documenting research findings on MSME credit ecosystems, lender pain points, and opportunity areas for data-led product innovation
Technologies
PythonSQLExcelPower BIPostgreSQLCompetitive AnalysisCredit Risk ResearchFinTech AnalyticsProduct Strategy
Achievements
- →Mapped the complete MSME lending value chain across 16 stages, identifying critical decision points for credit intelligence intervention
- →Analyzed 20+ lending and alternate data platforms to benchmark industry capabilities and market positioning
- →Contributing to AI-driven credit decision framework design covering early warning systems and dynamic limit management
- →Delivering structured competitive intelligence on Account Aggregator ecosystems and bureau-led underwriting models
Software Developer Intern
Codekul
Oct 2023 – Jan 2024Nagpur, India
Developed and maintained backend modules for DocITHealth — a healthcare platform — using Java, Spring Boot, and PostgreSQL while optimizing data retrieval for patient, billing, and clinical reporting workflows.
Portfolio
Featured Projects
End-to-end analytics solutions with measurable business impact
R
Machine Learning
Rail Crowd Forecasting System
Coach-Level Passenger Demand & Revenue Intelligence
PythonScikit-learnPandasStreamlit+3
C
Business Intelligence
Competitive Analysis Intelligence System (CAIS)
Institute Benchmarking & Strategic Intelligence Platform
PythonSQLPower BIExcel+3
Expertise
Skills Intelligence
Interactive toolkit & analytical capabilities
skills-intelligence.panel
Standby
Tools & analytical capabilities — no ratings, pure expertise
Impact
Business Impact
Driving measurable outcomes through data-driven decision making
20+
Fintech platforms analyzed
Credit Intelligence
Researching MSME lending ecosystems, credit decisioning frameworks, and AI-driven borrower risk monitoring to inform fintech product strategy and competitive positioning.
25%
Prediction accuracy improvement
Forecasting
Built ML forecasting models for railway crowd prediction and enterprise revenue planning, enabling proactive operational and financial decision-making.
25+
Business KPIs unified
Decision Intelligence
Engineered NexusIQ executive dashboards consolidating 25+ KPIs with ETL pipelines, star-schema warehousing, and interactive analytics for leadership teams.
3
Production data platforms built
Data Warehousing
Designed PostgreSQL star-schema architectures with automated ETL pipelines and Neon DB integration for scalable, centralized business reporting.
10+
Institutes benchmarked
Competitive Benchmarking
Built CAIS — a live institute benchmarking system reducing manual competitive research by 20–25% and powering year-round strategic placement decisions.
15+
Operational KPIs tracked
Revenue Recovery
Developed revenue-loss analysis modules identifying 10–20% financial leakage per coach through crowd forecasting and utilization analytics.
Milestones
Achievements
Continuous growth across research, analytics, and leadership
0
Key Projects
NexusIQ, Rail Crowd Forecasting System & CAIS benchmarking platform
0
Internships
Product Analyst Intern at Recordent & Software Developer Intern at Codekul
0
Leadership Roles
Placement Sector Head – IT & SPOAX representative
0+
Platforms Analyzed
Fintech, lending & alternate data platforms researched for MSME credit intelligence
Leadership
Leadership & Community
Driving initiatives that connect talent with opportunity
Placement
Placement Representative & Sector Head – IT
N. L. Dalmia Institute of Management Studies and Research
2025 – Present
Leading placement coordination for the IT sector — managing recruiter communication, student tracking, interview scheduling, and corporate outreach. Mentoring sector coordinators and coordinating with HR teams through professional calls and emails to align hiring requirements with student capabilities.
Leadership
SPOAX Representative
N. L. Dalmia Institute of Management Studies and Research
2025 – Present
Serving as the SPOAX representative for a cohort of 15 students — managing placement queries, resume updates, interview coordination, and centralized tracking of student readiness, recruiter follow-ups, and interview progress.
Get In Touch
Let's Connect
Open to analytics roles, internships, and collaborative projects
Contact Information
Phone
+91 86686 76835Location
Mumbai, Maharashtra, India